Back to Back Bridging Loans

100% Finance no money down

Are you looking for bridging finance?  A 100% loan to value bridging loan, interest only, back to back, with the interest repayments and fees rolled into the loan amount?

Even if you have no money to put down, or even no money for the legal costs and stamp duty, if your property purchase is cheap enough - a real bargain, you can use bridging finance to buy, then re finance to a normal buy to let or commercial mortgage and even get cash back.

With fees as low as 1% and bridging finance with rates around 1.4% a month, its easy to buy property with no money down, regardless of type or location.

Its possible to do a 24 hour bridging finance deal, allowing alternative finance to be put in place offering the longer term lender the illusion that a deposit is in place, when that is not the case.  Buy a property one one title with a bridging loan and then break it up into different titles in the land registry all in one day so separate mortgages can be put on different types of properties at preferential rates and terms.  You would need a good solicitor though!

If you know someone that doesn't want to be a land lord any more, they just want an easy life, its possible to buy someones whole property portfolio with bridging finance all in one go, with no money down at all, then re mortgage each individual property at a loan to value and rate most suited.  An instant portfolio with the possibility of cash back - OK its cash you have borrowed but its still cash and cash is king.  You can buy portfolios in the name of UK limited companies and even offshore companies in different duristictions.

Bridging finance can be used to raise capital against any property within days, sometimes as little as 3 days.

People that are on the verge of re possession can use bridging loans to re finance their homes in a very short space of time, keep the finance for 3 months, with the payments rolled into the loan, then get a normal adverse credit mortgage as they had no arrears then.

Examples of borrowing risks starting with the most risky:

1. Commercial property borrowing with adverse credit history CCJ's and Defaults interest rates around 12% APR
2. Commercial property borrowing with no accounts or wage slips - self cert borrowing, interest rates around 10% APR
3. Commercial property borrowing against petrol stations or night clubs - 40% to 50% LTV
4. Commercial property borrowing without established tenants with accounts and trading histories
5. Commercial property borrowing at a high loan to value - over 70% Loan to Value
6. Borrowing against Nursing homes, Doctors surgeries, Dentists surgeries and High street shops
7. Semi commercial property, mixed residential and commercial properties like shops with flats above or Bed and Breakfasts
8. Owner occupied semi commercial borrowing
9. HMO's or homes of multiple occupancy mortgages- large residential properties with more than one kitchen or bathroom with multiple letting rooms for different tenants with individual tenancy agreements.
10. High loan to value, heavy adverse, sub prime owner occupied residential property mortgages.
11. Adverse sub prime buy to let residential borrowing.
12. Buy to let leasehold flats or freehold houses.
13. Borrowing against your own home that you live in your self, not sub prime good credit history with wage slips and bank statements

Do you have a property like one of these Bed & Breakfast, Factory, Farm, Restaurant, Garage, Grocer, Shopping Centre, Wine Bar, Office, Sports Centre, Super Market, Newsagent or a Cinema they can all get very competitive finance deals at the right loan to value with the right accounts and proofs of income.  Because of the way Bridging loans work, this type of finance could be of specific benefit to buyers seeking to take advantage of the anticipated rise in repossessed property sold at auction.